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ABOUT JOHN RICHARD REISING

Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you!

With AmeriFirst Financial you're in good hands and can have the peace of mind knowing we offer a wide variety of loan programs and most current rates available, together with the assistance of a seasoned customer support team.

Competitively Priced Loan Programs:

  • Home Affordable Refinance Program (HARP) Disclaimer
  • Purchase, Rate and Term Refinance, and Cash-out Refinance Programs
  • Fannie Mae Conventional, High-balance and Adjustable-Rate Mortgages (ARMs)
  • Jumbo, Portfolio & Investor Products
  • FHA/VA/USDA

We're here for you, ready to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.

Mortgage Calculator

Buying a home is a big investment with expenses you may not have thought about. Use our mortgage calculator to estimate your mortgage payment, including taxes and insurance.

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Estimate

$1,341/mo
30-Yr Fixed / 4.25% Interest
  • Principal & Interest $949
  • Property Tax $250
  • Homeowners Insurance $58
  • Mortgage Insurance $84

Additional Calculators

How Much Will My Payments Be?
Calculate your monthly payment with applicable finance charges, PMI, hazard insurance, and property taxes.

Mortgage Principal Calculator
This calculator allows you to "peek into the future", allowing you to see the remaining balance of your mortgage after several payments.

Affordability Calculator
How much can you borrow from a lender? Use this calculator to calculate the amount you can afford from the lender's point of view.

Mortgage Length Calculator
This calculator will help you to determine your savings if you make larger monthly payments.

What if I Pay More Every Month?
See how your mortgage will be reduced, if you pay $$$ more every month.

Should I Refinance?
Is your old APR (Annual Percentage Rate) too high? Estimate the benefits of refinancing using this calculator.

Tax Benefits Calculator
This calculator will calculate your tax savings after a house purchase. Financial analysis includes first year as well as total tax savings.

Should I Pay Points to Lower My Interest Rate?
Calculate how much points affect your monthly payments and how fast they will pay for themselves.

SEE WHAT PEOPLE ARE SAYING ABOUT US

John remained in contact with us for the last couple of years as we waited for the right time to refinance our home. When the time came for us to go through the process, we felt that John "held our hand" the whole time. He will always communicate with you in a timely ... READ MORE Cindy Planque
I would recommend John Reising to anyone. He is the person to go to. He helped me and my wife on what to do to raise our credit score fast to get our home! Hugo Alberto Orquiz Delivery
John was great in answering all my questions and guiding me through the whole purchasing process. Chadwick Dahl
This a great web site. Took me a bit to figure out how to navigate it. Up to date. Thank you John. Paul J King Jr ME
John came by recommendation and I was very happy and blown away by him and his assistant Jenn for their professionalism, their ability to teach and even learn from their client. Sometimes people lack a full understanding of certain problems and processes, but John and his assistant ... READ MORE James Bates (Ret) Marine Master Sergeant
I was referred to John by my sister and brother in law who had used his services in the past. My niece and her husband had also obtained a mortgage with John's assistance. I found the process to be easy and painless. John and Brian Cole were on top of everything, all paperwork ... READ MORE Michael Hanagan Attorney
John was extremely helpful and was out to benefit my family. The process was very smooth once it got started. I really appreciate all your help Amber Thieme
John was wonderful from day one. He was always checking on us as we went through the process of finding a home. Always making sure we knew the process and where we where at all times. He answered our questions promptly and if he didn’t have the answers right then he would get ... READ MORE Laura Sauvage Assistant Teacher
Could not have ask for more Anonymous
I have been extremely satisfied with everything John has done for us. He has made a personal effort to make sure we know what is going on at all times. He has gone out of his way to send us personal items in the mail. He has responded to us after hours and been going out of his way to ... READ MORE Gordon Sauvage Client
John was wonderful from day one. He was always checking on us as we went through the process of finding a home. Always making sure we knew the process and where we where at all times. He answered our questions promptly and if he didn’t have the answers right then he would get ... READ MORE Laura Sauvage Assistant Teacher
John is great before the closing, and is the quintessence of service after the sale. Brian Bernal Brian Bernal
John was very professional and very available when I had questions about our application for a mortgage with AmeriFirst. Because we were purchasing from out of state it was particularly complicated but John made it easy and his assistant Jenn was also professional and very helpful. I ... READ MORE Sylvia manalis
John and his team were extremely consistent, and always delivered after we spoke. He and all those working for him provided high transparency, and never surprised us. John did a good job of providing his experience while always making it clear that his customers are in charge. I ... READ MORE William F Werner Mine Engineer
I assisted my father through the transition of buying a condo, and John Reising was excellent in every step of the way. He communicated with me and, when necessary, my father so we knew exactly what was needed and when. The sale went through perfectly and my father's loan was ... READ MORE John Hernandez
John Reising is our entire team's Go-To Lender and has been for years. In a world where every loan situation is unique, John works every transaction as if it were his very own. From the latest available mortgage programs, a willingness to help others on a roadmap to home ownership ... READ MORE Joe Brady Joe Brady Owner/REALTOR - The Luxury Team
From start to finish, John did a great job. He was competitive and he and his team kept me informed of our progress. Mike Air Force
John came highly recommended from my realtor in Yuma AZ.He is a great guy who had my best interest at heart.I would recommend him to a friend it doesn't get any better than that! Michael Pearson home owner
What a great buying experience, i was recommended to John Reising from a family member and I'm glad i took the opportunity to work with him. He made everything so easy for me, being that he worked with me for a year because of my specific area i wanted to stay in. I knew what was ... READ MORE Victor Kline Home owner
The buyer was using John to get his loan. I had no prior knowledge of John and AmeriFirst. What a smooth transaction. As a realtor I was kept in the loop , John kept me so informed I didn't even have to ask. I knew exactly where we were in the process all the time Thanks Johnhttp://reach150.com/mortgage-refinance-first-time-buyer/review/58965/john-reising/141331/kathy-waymack-recommends-john-reising-at-amerifirst-financial-inc' style='font-weight: bold' target='_blank'>READ MORE Kathy waymack Real estate agent
John and his team was great. I would use them again for sure! Gave me room when I needed it, held my hand when I needed it. Good job. Jerry Payne Jerry Payne
John did an excellent job helping me build my best credit score and getting me qualified to by a home. I was frustrated before I was referred to John because other loan agents were not following through. John was always accessible by phone to answer questions and assist in everyway. ... READ MORE Diane Kennedy
John is my go to lender. I have used him for multiple transactions in the past 2 years and my clients feedback is always positive. He always answers his phone, and has a quick turn around time for requests. I always enjoy working with John and highly recommend my clients use him, to be ... READ MORE Natalie Calderon Realtor
John helped us years ago with the purchase of a home. If it wasn't for his hard work and total commitment we would have been able to have purchased the home we are in. We are no refinancing and once again he has been quick to advise us. JoAnn Rasmessen
I worked with John five years ago with a home sale I was so pleased and happy with him that I chose to work with John on this second purchase this past summer. He was very helpful, informative and professional. He treated me with respect, I definetly would recommend John to friends. Delores Tomasek
John is great! He will get the job done. Armin Iranshahr Realtor
Whether you are first time home buyer or looking to refinance your home AmeriFirst Financial, Inc. is the BEST way to go and here is why. I moved from Detroit MI to Phoenix AZ in November 2014--no family, no friends, No huge savings account, living on shoestring--just enough to pay ... READ MORE OLUFEMIWA AKINPELU HOME OWNER
John was helpful and accommodating in getting me through the trying times and stress of purchasing a home. W Boyns Home Purchaser
We have used John for multiple home mortgages. On each occasion, buying and selling, John has provided professional and on time services. On one occasion we closed on two mortgages on the same day. We purchased one property and sold another property closing both transactions within ... READ MORE Phil Batchelder Phil Batchelder Homeowner
I was an still am extremely satisfied the way John handled this home buying process. From start to finish he was very informative, kept me up to date, all that was done by him during the process was with much respect and total truth, I would recommend John to others who I may meet and ... READ MORE Stanley smith Owner
John helped me with the refinancing of my home a few years ago. He guided me every step of the way and the refinance was virtually painless. John also sent a representative to my home to finish all the paperwork so I really didn't have to do much except for fill out the application ... READ MORE Debra Home Owner
John Reising helped me buy my first house almost 10 years ago. It was like John made it happen for me when I was losing hope. He made the home ownership dream come true for me and my little family at that time. His in-depth and up-to-date knowledge of real estate industry, mortgage ... READ MORE Adnan Muhammad IT Leader
I was an still am extremely satisfied the way John handled this home buying process. From start to finish he was very informative, kept me up to date, all that was done by him during the process was with much respect and total truth, I would recommend John to others who I may meet and ... READ MORE Stanley smith Owner
It is my pleasure to recommend John and his team due to his expertise and so many more. John helped us to refinance our mortgage from flexible to fix and save almost $700. Thanks to John and his team. Edwin C Salac Edwin C Salac Production Coordinator
John, I would like to thank you for the great job with both our purchase and refinance of our home. Your proactive process and attention to detail ensured we received the best rates, excellent service, and a quick close. Even while we changed plans during the process, you and your ... READ MORE John Smush John Smush Supply Chain Account Manager
 

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